8/1 See financial aid statement. Panic and start making contingency plans for payment of 2012 taxes. Plans include getting a full-time job and keeping GRE prep job. Start applying for jobs. Consider asking parents for $, parents are retired, reject idea. Consider taking out an additional loan. Waffle, but eventually come down on options A and C.
8/6- Go in to FinAid Office to put myself even further underwater because the job I have doesn’t pay me enough to live on. Fill out all govt paperwork online, get instantly approved for new massive loan. Turn in one piece of analogue paperwork to office.
8/13 Get worried because FinAid Office has said nothing about loan status, nor is info available online. Go in to FinAid Office. Am informed that loan will be processed 8/14.
8/14. See amount of loan, it is a mixed blessing at best. Disbursement date is 8/16.
8/16. Stafford Loan disbursed, Grad Plus loan nowhere to be seen. Take several screenshots proving existence of loan and loan amount.
8/19 Call FinAid Office. Am informed that while I can’t see it on my screen, they can see it on their screens and the Grad Plus loan has been disbursed. Wonder why the software is structured to cause maximum panic in student body, remember with whom I am dealing. Check FinAid account after phone call. Tuition paid, remainder of Mandatory Health Insurance paid to School that is against Obamacare. See refund amount. Choose to delay panic until loans come due.
8/22 Check FinAid Account. Mandatory Health Insurance suddenly not paid. Refund in processing. Call FinAid Office for clarification. Explain yo-yoing numbers. Am told that Mandatory Health Insurance cannot be paid directly from loan, rather, I must receive refund and then pay insurance myself. Am told Federal Loans not allowed to be used directly for insurance. Grit teeth. Insurance card has end coverage date of 8/14/13 on it. Have appointments with doctors next week. Wonder why system is designed to cause maximum frustration in students. Remember with whom I am dealing. Ask about expected arrival of funds in my bank account, am told I will need to speak with enrollment services.
Am connected to enrollment services. Ask about money. Am told it takes 48-72 hours for money to get to me. Since process started Wednesday,should see the $ Friday or Monday. Am told about Mandatory Health Insurance. Am asked if I am part-time. Am dissertation. Am told that I will need to get a waiver if I do not want to pay for insurance. Know that such waivers require proof of other insurance. Do not have other insurance. Do not have access to other insurance. Do not care about having to pay for insurance, am happy to pay for insurance, am sick of needless back and forth about paying for insurance.
End phone call with enrollment services. Wish for a time machine to convince past self to stay in workforce, dummy. Fret.